Receive Information About Your Plan and Benefits

Examine, without charge, at the Plan Administrator’s Office (the Fund Office) and at other specific locations, such as work sites and union halls, all documents governing the plan, including insurance contracts, collective bargaining agreements and a copy of the latest annual report (Form 5500 Series) filed by the plan with the U.S. Department of Labor and available at the Employee Benefits Security Administration.

Obtain, upon written request to the Plan Administrator, copies of documents governing the operation of the plan, including insurance contracts, collective bargaining agreements and a copy of the latest annual report (Form 5500 Series). The Administrator may make a reasonable charge for the copies.

Receive the Annual Funding Notice which provides information regarding the financial health of the Plan, including descriptions of the Trustees’ funding and investment policies and the allocation of the Plan’s investments as of the close of the prior Plan Year. Effective January 1, 2009, this Annual Funding Notice replaced the requirement of providing you with a Summary Annual Report.

Obtain a statement telling you whether you have a right to receive a pension at normal retirement age and, if so, what your benefit would be at normal retirement age if you stop working now. If you do not have a right to a pension, the statement will inform you how many more years you have to work to get a right to a pension. This statement must be requested in writing and is not required to be given more than once every twelve (12) months. The plan must provide the statement free of charge. The plan provides this information to the extent it is able to, based on available records.