Does the plan pay for medical claims incurred in a foreign country?

Yes. The Fund will cover you anywhere in the world for treatment which is recognized as usual and customary in the United States and is reasonably necessary for treatment. The Fund will not provide coverage for treatment which is not recognized in this country. If you are planning a trip to another country for medical treatment, you should check with the Fund Office to see if the treatment is covered.

If you have Medicare coverage, Medicare will not pay benefits for medical treatment outside the United States. In these cases, Plan benefits are limited to the amount the Fund would have paid as secondary carrier (approximately 20%) and the participant is responsible for the balance of the bill.

In some limited circumstances, Medicare may pay for certain services provided in Canadian or Mexican hospitals or on-board a cruise ship. Contact your Medicare carrier for additional information.

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