Is the widow or dependent of a deceased participant covered by The Plan?

If the deceased participant was an Active member and eligible for Health & Welfare coverage at the time of death, coverage for his spouse and other dependents will continue, including coverage for all reserve hours plus an additional six months. This coverage is provided at no charge.

After those extensions of eligibility have ceased, a widow who has not remarried or is not eligible for group insurance other than Medicare, or a dependent child without other group insurance, may participate in the Active Health & Welfare Plan as long as the monthly fee required by the Board of Trustees is paid. That fee is subject to change. When the widow reaches age 65, she may be covered by the Retiree Plan and Medicare would be the primary carrier.

If the deceased participant was a Retired member and eligible for Health & Welfare coverage, his spouse and eligible dependents remain covered for the month during which he/she died as well as an additional six months at no charge.

At the end of that period, a widow who has not remarried or is not eligible for group insurance other than Medicare, or a dependent child without other group insurance, may continue coverage as long as the monthly fee required by the Board of Trustees is paid. That fee is subject to change.

Posted in: Health & Welfare