Operating Engineers Health & Welfare Fund

Important Basics About the Plan

Important Basics About the Plan, page 1

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Types of Coverage

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Fee-For-Service

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Anthem Blue Cross

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Affiliated Health Funds (AHF)

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Kaiser Permanente HMO

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Health Net HMO

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Health Plan of Nevada HMO

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HMO Comparison

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Deductible

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Annual Out of Pocket Maximums

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Calendar Year Medical Maximum

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Lifetime Maximum

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Accidents & 3rd Party Liability

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Work-related Illness/Injury

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How to File a Claim

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Case Management

Important Basics About the Plan, page 2
bullet Other Group insurance Coverage
Important Basics About the Plan, page 3
bullet Medicare - Active

Important Basics About the Plan, page 4
bullet Medicare - Retired

Important Basics About the Plan, page 5
bullet Glossary of terms