Pension Plan Benefit Summaries

1/1200 Credit for each hour (maximum 1 Credit) in a Plan Year
Maximum 20 years prior to June 1, 1960

1/1000 Credit for each hour in a Plan Year, adjusted if you worked for an Employer contributing at less than the then-current master rate.

A Year of Service is a Plan Year in which the Participant has 1,000 or more Hours of Service

Participation in the Plan starts when the employee is first reported to the Trust as an employee and contributions are made to the Trust on his behalf.

An Employee incurs a Break in Employment in a Plan Year if the Employee fails to complete 500 or more Hours in a period of three consecutive Plan Years.
Your pension will then be calculated using the Pension Factors in effect at the time of the Break rather than the Pension Factors in effect when you retire.

See also:
Breaks from Non-Contributory Employment
Exceptions from Break in Service Rules
Waiving a Break in Employment

Previously accrued Years of Service/Pension Credit will be cancelled if you are not Vested and fail to receive credit for 500 hours in each of a series of consecutive Plan Years (not less than five) equal in number to the Years of Service previously accumulated.

100% Vesting with:

1. Five Years of Service prior to a Permanent Break in Service; and
2. One Hour of Service after June 30, 1999.

You are also 100% Vested upon attainment of Normal Retirement Age

The later of age 65 or the 5th anniversary of the date you became a Participant in the Plan, excluding participation before July 1, 1988.