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OPERATING ENGINEERS
TRUST FUNDS

Life Events Guide

Permanent Disability

Becoming permanently disabled is a great change in your life. While some adjustments to your lifestyle may be small, others may signify a complete transformation.

This web site will help you find out which medical services that apply to your particular situation are covered. This research should help you figure out a medical and rehabilitation plan that suits your needs as well as your budget. It may also be helpful to find out what benefits are available to you through your spouse’s plan.

Plan Checklist

  • Review the rules for the Disability Pension in the Pension SPD. If you think you have met the qualifications for this benefit, contact the Fund Office to initiate the retirement process.
  • Review the section on Disability in the Health & Welfare SPD and then apply for any benefits you may be due.
  • Go over the rules concerning the limited disability extensions to coverage and COBRA continuation coverage rules. Continued Health coverage is an essential component for dealing with your disability.

Also Consider…

Contact the Fund Office if you have any questions.

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